Banking and Finance

Banking and Finance

“A bank is a place where they lend you an umbrella in fair weather and ask for it back when it begins to rain.” Robert Frost

The banking and finance team at Eurolex Bulgaria /ADP provides clients with tailored, practical and solution-oriented legal advice, based upon an in-depth understanding of our clients’ business objectives. Among our lawyers are experts who have served as senior officers within leading financial institutions. We can provide legal and tax advice on all transactional, regulatory and other matters arising from the full spectrum of banking activities and we do this with a pragmatic attitude and exceptional commitment to the client.

With a particularly strong focus on project finance, real estate finance, regulatory issues and debt restructuring, our practice offers a wide range of services including:

  • dealing with general banking issues, providing day-to-day legal services to banks and financial institutions
  • structuring transactions in all areas of financing, acquisition finance, corporate lending, real estate finance, project finance, asset finance and export finance
  • drafting and negotiating financing contracts on behalf of both lenders and borrowers, including the preparation of related security packages
  • conducting overall due diligence reports on credit facility documentation, security interests and collaterals
  • preparing financial leasing and factoring agreements
  • providing legal advice with regard to banking regulation, including banking secrets and personal data protection
  • assessing regulatory compliance in the financial services market
  • assisting with guarantees, bonds, letters of credit and other documentary instruments
  • dealing with insurance issues
  • providing advice on transaction settlement instruments, including escrow accounts and trust account agreements
  • advising in respect of transactions with financial and commodity derivatives
  • capital markets transactions and IPOs
  • all aspects of derivatives
  • restructuring bank receivables
  • advice on anti-money laundering rules and other compliance issues
  • establishing banks and branches of credit institutions
  • advising on banking and financial aspects of M&A transactions
  • representing clients in banking litigation and alternative dispute resolution